How to Apply
Mail your resume to:
Human Resources
127 North Main Street
Marion, Ohio
43302
Email your resume to:
Open Positions:
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Commercial Credit Underwriter
Reports to: Chief Credit Officer
FLSA status: Non-Exempt
Department: Credit
JOB DESCRIPTION:
Essential Duties and Responsibilities:
* Conduct underwriting review of commercial loan presentations.
* Review and analyze financial statements, tax returns, and projections supporting commercial loan presentations.
* Actively participate in presentation and discussion of commercial loan presentations to the Loan Committee and to the Board of Directors.
* Possess sufficient working knowledge and interpretation of tax returns and financial statements of all kinds, and demonstrate desire and ability to keep up with new developments in tax issues and financial analysis.
*Perform annual commercial loan account reviews for significant credit relationships, with written analysis including recommendations as to loan grading and any required actions.
* Contribute to strategic decision on loan policy.
* Collaborate with employees across functional areas of the bank in order to complete tasks.
*Interact with loan officers during review of loan presentation, communicate evolving expectations of loan committee to officers, and enhance loan officers understanding of credit standards and current underwriting guidelines.
* Adherence to the Credit Policy
* Other duties as assigned.
Knowledge, Skills, and Abilities:
* Thrive in high achievement environment.
* Strong communication skills, including the ability to read, write, and speak English.
* Organizational skills.
* Analytical skills.
*Ability to work independently and collaborate with others.
* Proficient in Microsoft Office.
Education and Experience:
* Minimum of 24 months experience as an analyst or underwriter is required.
* Bachelor's degree in Business Administration with a major in finance or economics or work equivalency is preferred.
Job Type: Full-time
Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Employee assistance program
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Retirement plan
- Vision insurance
Schedule:
- Monday to Friday
Work Location: In person
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Applications will only be accepted for open positions. Please reference job code for appropriate position on applications and resumes. Applications and/or resumes submitted when no position is open, will not be accepted. The Fahey Bank does not accept unsolicited resumes or applications.
